-   Easy, quick and safe payment, which covers all purchase situations.     Multi-purpose method of payment.     Potentially free for customers, yet still very profitable for ROLLPAY Partners.   -

Mobile Payment Solution, Potentially Toll-Free

Our objective was to develop a system which provides ROLLPAY© mobile-based micro and macro payments in order to create a profitable, safe, easy, globally used, potentially free of charge payment solution for customers, and to provide a profitable cash substituting payment method for banks, store chains, service providers and partners.

Rollpay Solution and Market.pdf

ROLLPAY© Mobile Payment enables customers to make purchases and payments at most POSes, can provide credit, and enables customers to join the loyalty programmes provided by store chains, hypermarkets and vending machines. The possibilities are virtually endless.
The solution provides all the benefits of other payment solutions offered before, and a lot more. A mobile phone is a persistent, stable, and usual companion in everyday life, and involving it in purchases and payments shall increase loyalty and pride in mobile phone users, to the benefit of all involved parties.

As ROLLPAY© provides merchants with an easy, safe and cost-efficient application, it decreases cash turnover, increases the number and volume of macro and micro payments, and offers partners an excellent income potential, which guarantees that ROLLPAY© will quickly become a global payment solution of the future.

Rollpay Basics.pdf

ROLLPAY© Processes - How to pay with a mobile phone

• The customer arrives at the cash register, and the cashier enters the merchandise, which costs e.g. $100.
  
• The customer starts the ROLLPAY© Mobile Phone Application; his mobile phone is connected to the ROLLPAY© Terminal.
  
• The customer chooses the payment point, identified by the merchant’s name.
  
• The ROLLPAY© Terminal gives the customer a number (e.g.: 88).
  
• The customer informs the cashier about the customer number he received (e.g.: 88).
  
• The cashier enters this number into the cash register, which is also connected to the ROLLPAY© Terminal. The cash register sends the amount to the terminal.
  
• The ROLLPAY© Terminal sends the price of the merchandise ($100) to the customer’s mobile phone for confirmation.
  
• The customer accepts the $100 by pushing the confirm button.
  
• The cash register issues a receipt, a copy of which arrives at the customer’s mobile phone immediately.

Potential ROLLPAY© Applications

• All Points of Sale
  
• Internet
  
• Store chains
• Mobile 2.0
• Web 2.0
  
• Vending machines
  
• Parking meters
  
• Post offices
  
• Catering facilities
  
• Gambling facilities
  
• Delivery services
  
• Fast food restaurants

Other Potential ROLLPAY© Services

• Current account balance
  
• Top-up – prepaid mobile balance
  
• Cafeteria vouchers
  
• Loyalty
  
• Cheque and bill payment
  
• Gift vouchers

Product Benefits of ROLLPAY© for Consumers

• Makes payment quick, safe and easy in all purchase situations
  
• Offers all the customised benefits provided by banks and commercial partners (a mobile phone for free, no current account related accounting costs, etc), see ROLLBANK concept (www.rollbank.net)
  
• Available domestically as well as abroad
  
• Can join loyalty programmes
  
• No need to carry cash or change
  
• Easy to top up
  
• Current account balance query at any time

Product Benefits for Merchants

• Increases basket size
  
• Decreases cash management costs
  
• Optionally increases revenue by including less transaction fee
  
• Generates loyal customers
  
• Reliable database building and accounting for e.g. loyalty programmes

Product Benefits for Partners

• A fast growing need for global and local networks
  
• Promising long-term profit centre (transaction revenue)
  
• Easy, up-to-date and reliable accounting

Tricks and tips to Operate the Product

• Build a ROLLPAY© Terminal network
  
• Ensure proper legal and financial background with a financial institute
  
• Offer services to merchants
  
• Offer bonuses to customers entering the system
  
• Consider using other ROLLCOMM products to enhance communication with customers

You can arbitrarily increase the size of your Terminal network at your will.

ROLLPAY© CAR

Based on our current product portfolio, ROLLPAY CAR shall be developed mainly for Tier One suppliers of car manufacturers. It shall enable drivers to perform bank transactions on their on-board computer’s user interface while on the road (e.g.: current account balance query, bank transfer, etc.), as well as to make purchases at POSes (e.g.: McDrive, motorway toll payment, etc.). ROLLPAY CAR shall also enable accepting and downloading multimedia content immediately and free of charge, or purchasing and using proprietary contents (pictures, music, etc.) instantly.